Moving To Florida Information https://movingtofloridainformation.com/ All the information you need when relocating to Florida Sun, 17 Mar 2024 16:04:05 +0000 en-US hourly 1 https://wordpress.org/?v=6.4.3 https://i0.wp.com/movingtofloridainformation.com/wp-content/uploads/2023/07/moving-to-florida-logo-white-e1690822993585.png?fit=25%2C32&ssl=1 Moving To Florida Information https://movingtofloridainformation.com/ 32 32 230826921 Moving from out of state to Florida? What to know about getting a mortgage to buy a home. https://movingtofloridainformation.com/2024/03/17/moving-to-florida-from-another-state/ https://movingtofloridainformation.com/2024/03/17/moving-to-florida-from-another-state/#respond Sun, 17 Mar 2024 14:46:23 +0000 https://movingtofloridainformation.com/?p=3380 When moving from one state to another, one of the most common questions I get is… Can I buy a house in the state I am moving to?Obtaining a mortgage when moving to a new state is relatively straightforward. Many of the same requirements are in place as obtaining a mortgage where you now live […]

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When moving from one state to another, one of the most common questions I get is…

Can I buy a house in the state I am moving to?
Obtaining a mortgage when moving to a new state is relatively straightforward. Many of the same requirements are in place as obtaining a mortgage where you now live but with a few added requirements. Before you even apply for a mortgage, I will need to know the answers to the following questions: 

  • Are you going continue to work with your existing employer or do you have a written job offer/intent to hire letter from a new employer?
  • Will you remain in the same job type as you have had for at least the past 2 years?
  • Will your salary and pay structure remain the same or increases after you move?

What if you don’t have a new job lined up or a plan to stay with your current employer?

Not having a job lined up when you move from out of state makes your income/job stability volatile which could result in a denied loan application. The lender’s primary concern when you apply for a mortgage will be your ability to repay the loan, which generally translates to a favorable employment situation. Employment and income are two important factors that an underwriter considers when approving a mortgage.

Can I work Remotely and still get a mortgage?

Remote jobs are more common these days, if your employers work policies allows work-from-home or work remotely then you can often take advantage of these policies and keep your job when you relocate to the new state. However, you will be required to provide a letter from your employer stating that you will continue to be employed by them after your move to XYZ State at the same job position at the same pay terms or better. The letter will need to include the start date in your new state as well. After we receive the confirmation letter that you’ll be continuing working for your employer despite moving to a new state, everything else will proceed as normal.  It’s important to know that if you are getting an increase in pay which will be used to qualify for a mortgage after the move, we will require at a minimum of 1 paystub to prove the new pay rate.

Switching employers during the moving process.

If you’ll be relocating and switching jobs at the same time, you’ll want to make sure that you have a signed intent to hire/offer letter from the new employer before applying for a new mortgage. The letter of intent to hire/offer letter from your soon to be new employer will need to outline your position, start date, salary and salary structure.

It is also be important to continue working in a similar line of work that isn’t likely to end immediately. For example, if you’re leaving a job as a Nurse to become a store clerk worker during the holiday season, this could be seen as unstable employment.

Whether you are staying with your current employer or changing companies, we will contact your current or new employer to get a VOE (verification of employment) which will ask questions about your position and its longevity, your pay structure and status (W-2 employee vs. contractor, salaried or hourly vs. commission-based or bonus-based pay) and other questions targeted toward determining whether you are a low-risk prospect for a loan. VOE’s are requested at the beginning of the application process and just before closing to verify that nothing has changed and that you are still employed by that employer.

What to do I do when already own a house and want to buy another house in the state I am moving to?

Ideally, you would sell your current home the day you are moving and simply buy the new house in the new state later that same day or even a few days later but it’s rarely that easy.

Unfortunately, selling in advance of moving isn’t always possible but it is possible to obtain a mortgage to purchase a house in your new state if you can financially qualify to do so. Keep in mind you will need to have the funds for the down payment, and closing costs for the new purchase.  You will need to qualify to financially to pay for the added debt for the new mortgage.

For the overwhelming majority of people moving and buying another house, selling before they leave their current state is a must, in terms of time and finances. Most people count on the money from the sale of their home to buy their new house.

Ready to move forward?  GET PRE-APPROVED NOW 

Not sure where to start when moving from out of state?  Contact Leo today to help guide you through the steps of moving from out of state.

Contact Leo with any questions

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Florida Homestead and how does it work? https://movingtofloridainformation.com/2023/12/27/florida-homestead/ Wed, 27 Dec 2023 16:27:46 +0000 https://movingtofloridainformation.com/?p=3341 THE FLORIDA HOMESTEAD EXEMPTION AND HOW DOES IT WORK? In the state of Florida, a $25,000 exemption is applied to the first $50,000 of your property’s assessed value if your property is your permanent residence and you owned the property on January 1 of the tax year. This exemption applies to all taxes, including school district taxes. An […]

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THE FLORIDA HOMESTEAD EXEMPTION AND HOW DOES IT WORK?

In the state of Florida, a $25,000 exemption is applied to the first $50,000 of your property’s assessed value if your property is your permanent residence and you owned the property on January 1 of the tax year. This exemption applies to all taxes, including school district taxes. An additional exemption of up to $25,000 will be applied if your property’s assessed value is between at least $50,000 and $75,000. This exemption is not applied to school district taxes.

Application for all exemptions must be made between January 1 and March 1 of the tax year. However, at
the option of the property appraiser, original homestead exemption applications may be accepted after March 1,
but will apply to the succeeding year. Application should be made to the property appraiser’s office. Subsequent
yearly renewal of exemption status may be made by mail. Failure to make application by March 1 of the tax year
shall constitute a waiver of the exemption privilege for that year.

Florida Homestead Exemption Links:

Property Tax Information For First Time Florida Home Buyers  Get Information

Original Application For Homestead and Related Tax Exemptions   Get Information

State of Florida ELIGIBILITY CRITERIA TO QUALIFY FOR PROPERTY TAX EXEMPTION  Get Information

Property Benefits For Persons 65 and Older  Get Information

APPLICATION AND RETURN FOR HOMESTEAD TAX DISCOUNT Veterans Age 65 and Older with a Combat-Related Disability and Surviving Spouse   Get Information

Property Tax Deductions for Active Military and Veterans   Get Information

Other Available Property Tax Benefits   Get Information

Thinking of buying a home?, Call Leo Namiot today to get Home Buyer Ready with a Fully Underwritten Pre-approval 904-712-1500 or email me.

More than just great rates!
Leo Namiot
Trusted Mortgage Lender Since 2003

www.LeoLends.com

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10 Fall Home Maintenance Tips for Florida Homeowners https://movingtofloridainformation.com/2023/10/16/10-fall-home-maintenance-tips-for-florida-homeowners/ https://movingtofloridainformation.com/2023/10/16/10-fall-home-maintenance-tips-for-florida-homeowners/#respond Mon, 16 Oct 2023 14:06:18 +0000 https://movingtofloridainformation.com/?p=3322 10 Tips for Florida homeowners on Fall Home Maintenance

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10 Tips for Florida homeowners on Fall Home Maintenance

#1 Review Your Disaster Preparedness Kit

In the event of an emergency, it may require duration of three (3) days or more for governmental entities such as FEMA or first responders to reach the affected area. It is crucial to bear in mind that while one may anticipate assistance within three days, it is prudent to prepare for a timeframe of five days.

It’s crucial to inspect your disaster supply kit and make sure you’re prepared for the upcoming season—or any unforeseen weather events—when hurricane season concludes on November 30. Stop putting it off and put together a disaster supply kit if you don’t already have one! Florida is the state in the United States that experiences more hurricanes than any other; therefore it’s important to always be ready.

Here are 12 items that should be in your emergency supplies kit are listed below:

Solar-operated phone charger. ( Example: https://amzn.to/46Qd4xO )

Medical kit/First Aid Kits:  Assemble a first aid kit for your home and one for each car. (Example: https://amzn.to/3Qkultr )

Non-Prescription Drugs and Prescription Drugs.  Have a supply of two weeks’ worth of medication.

Sanitation such as toilet paper, wipes etc.

Flashlight – Be sure to have extra batteries or solar charger. ( Example of a solar powered flashlight https://amzn.to/3M4nJNo )

Rechargeable Radio ( Example: https://amzn.to/46xqMWp )

Baby Items such as formula, baby wipes, dippers and change of clothing.

Important paperwork, including information on your homeowners insurance.  Keep these records in a water-proof, portable container

Bedding such as blankets and sleeping bags and maybe a small tent in the unfortunate event that you will need to sleep outdoors.

Meals that won’t spoil/Nonperishable foods.  Store at least a 3-day supply of non-perishable food (requires no refrigeration, preparation / cooking, and little or no water).  If you must heat food, pack some Sterno’s.

Store one gallon of water per person per day (for at least 3 days).

Pet supplies

#2 Clean Your Gutters

One of the most crucial forms of home maintenance is ensuring that your gutters have been cleaned. If you live in a house or townhome, you will likely need to clean them yourself. Condo owners should contact maintenance to ensure that it has been taken care of. It is also essential to clean out your gutters anytime your area has been hit by a hurricane or tropical weather.

#3 Check Your Smoke and Carbon Monoxide Detectors

This is an opportune moment to ensure that the batteries of your smoke and carbon monoxide detectors have been checked and are fully working before commencing the use of your fireplace and heating system.

#4 Fire Extinguishers

Ensure that a multi-purpose fire extinguisher is readily accessible. Verify that it is fully charged and operational.

#5 Make Exterior Repairs

It is common for Floridians to overlook inspecting their homes after hurricane season. Even the slightest of storms can cause damage to your property. Take a stroll around your premises and examine your roof, siding, and foundation. Look out for any small gaps that could allow critters to enter your home. The tiniest of cracks can welcome a host of unwanted guests into your home. Any cracks will release heat, making it more expensive to warm your home. Seal up cracks with caulk and weather stripping to save money on your electric bill.

#6 Clean and Replace Filters in Your HVAC System

If it has been months since you last changed your furnace’s filter, now is the time to do so to ensure that your system runs smoothly. Clogged filters make it harder to maintain a comfortable temperature in your home, which can significantly increase your utility bills and cost you more money.

#7 Get Your Heating System Checked

Contact a heating professional to give your system a check-up and ensure that it will continue to function throughout the colder months.

#8 Clean Your Dryer

Thoroughly clean your dryer vents in the fall. During the winter months, there will be drier air, which means more static electricity. A buildup of lint in your dryer could cause a fire if you do not clean it regularly

#9 Check electrical outlets.

Ensure that electrical outlets are checked for loose-fitting plugs or receptacles. It is imperative to avoid overloading electrical outlets.

#10 It is recommended to inspect your roof thoroughly.

It is crucial to replace any broken or cracked shingles in order to prevent leaks caused by winter storms. This maintenance task is of utmost importance as it prevents potential larger issues within your home. Once a leak occurs, it becomes more time-consuming to identify the source of the problem. Stand in your yard and utilize a pair of binoculars to carefully examine the roof for any loose, curled, damaged, or missing shingles. Additionally, inspect the areas around vents and chimneys for any signs of damage. It may be a good idea to have a professional roofing company do an annual inspection.

BONUS!! Consider reversing the direction of your ceiling fans.

If your fans possess a reverse switch, activate it to rotate the blades in a clockwise direction. This will effectively push warm air downwards into the room, enhancing the efficiency of your home’s heating system and resulting in energy bill savings.

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Moving To Florida Checklist & Moving to Florida Checklist for Residency https://movingtofloridainformation.com/2023/09/26/moving-to-florida-checklist-moving-to-florida-checklist-for-residency/ https://movingtofloridainformation.com/2023/09/26/moving-to-florida-checklist-moving-to-florida-checklist-for-residency/#respond Tue, 26 Sep 2023 19:33:04 +0000 https://movingtofloridainformation.com/?p=3250 Moving To Florida Checklist / Moving to Florida Guide and Information  If you’ve been considering a move to Florida, We’ve got just the thing to help you on your journey. Introducing our ultimate checklist for relocating to Florida – your guide to a smooth transition and stress-free experience. Before you decide to move to Florida: […]

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Moving To Florida Checklist / Moving to Florida Guide and Information

Moving To Florida Checklist

 If you’ve been considering a move to Florida, We’ve got just the thing to help you on your journey. Introducing our ultimate checklist for relocating to Florida – your guide to a smooth transition and stress-free experience.

Before you decide to move to Florida:

Don’t forget to include a visit to the Sunshine State on your checklist!

Exploring different cities, communities, and neighborhoods is a vital step when planning a move to Florida. It’s not just about the theme parks and tourist attractions, but about finding the perfect place to call home.

Start with research: Familiarize yourself with the different cities and regions in Florida. From vibrant Miami to charming St. Augustine, there’s a place for everyone in this diverse state. Learn about the climate, cost of living, and employment opportunities in your desired area. Knowledge is power, so gather all the information you need to make an informed decision.

Take the time to visit different areas that capture your interest and note down your preferences. Consider factors like the type of neighborhood you envision living in and your budget. By doing so, you can narrow down your search and find a home that aligns with your family’s lifestyle.

Remember, Florida is a diverse state, offering a variety of landscapes, cultures, and opportunities. Take advantage of the chance to explore and discover the perfect spot that suits your needs.

So, before you make the big move, make sure to immerse yourself in the Florida experience and find the ideal place to start your new chapter.

But when it comes to finding the perfect city or neighborhood, don’t tackle this task alone! Florida’s vast and diverse landscape demands the expertise of a local real estate professional. Find A Local Florida Real Estate Expert

Whether you’re buying or renting, having a knowledgeable local expert by your side is crucial. They can guide you through the process, helping you navigate through Florida’s various communities and finding the one that suits your budget, lifestyle, and work needs.

Start a detailed conversation with a local real estate expert and let them know your requirements, preferences, and aspirations. They will support you in identifying the best areas and properties that align with your vision, making your house-hunting journey a breeze.

Don’t settle for anything less than your dream home. Partner with a local real estate expert today and make Florida your perfect paradise.

When moving to Florida from another state, people often wonder, can I get a mortgage to buy a house in Florida when moving from another state?

Getting pre-approved for a mortgage is an essential step in the home-buying process in Florida. Anyone who is thinking of buying a home in Florida when moving from another state should know the process and requirements. Learn More about the mortgage process when moving from another state to Florida.

Next on our Moving To Florida Checklist

Consider the cost of moving.

When relocating to Florida, it’s crucial for you to consider the style, architecture, and layout of your new home. Take a moment to assess the furniture you currently own and decide which pieces are worth bringing along.

For those who fancy modern or coastal interior designs, the idea of purchasing new furniture should definitely be on the table. Not only will it save you some cash, but it will also infuse your new space with a fresh, personalized touch!

Let’s face it, moving can be quite pricey, with hundreds or even thousands of dollars spent on various fees. Sometimes, we even have to part ways with beloved items because they simply won’t fit in our new abode. However, by reallocating that budget toward new furniture, you can transform your new Florida home into the perfect oasis that thoroughly reflects your unique lifestyle.

What About Taxes in the State of Florida?

Discover the sunny side of taxes in the Sunshine State! Did you know that Florida doesn’t burden its residents with personal income tax? That’s right, you get to keep more of what you earn!

However, for corporations operating in Florida, there’s a different story. They need to navigate the Florida corporate income tax, a crucial aspect to consider if you’re planning to start or expand your business in this vibrant state.

Don’t worry! Help is just a click away. Explore the official Florida tax guide to ensure you have all the important details at your fingertips. Be informed, prepared, and ready for success before you embark on your Florida business journey!

Don’t forget to check the Florida Property Tax Exemptions:

Florida Homestead Exemptions, Widow(er) Exemptions, Senior Citizen Exemptions, Blind Person Exemptions, Total and Permanent Disability Exemptions and Veterans Exemptions. Get more information on the Florida Property Tax Exemptions!

Moving to Florida – Checklist for Residency

Top 10 most tasks needed for Florida Residency

  1. Employment if applicable
  2. Register for School or Home School
  3. Get your drivers license
  4. Change of address
  5. Motor Vehicle Tags, Titles, Registration
  6. Register To Vote
  7. Florida physicians and care providers
  8. Florida County Tax Collectors
  9. Florida Department of Businesses and Professional Regulation
  10. Florida Homestead Information

Final Thoughts

Remember, a successful move calls for the assistance of a dependable real estate professional and professional mortgage lender. Our team is here to guide you every step of the way, ensuring you find the home of your dreams stress-free. From advanced planning to last-minute searches, we’ve got you covered. We know what it takes to make that one move that finally feels like coming home.

Begin your adventure today and let us be your trusted partner throughout this exciting journey!

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Best Beaches in Florida & Travel Spots https://movingtofloridainformation.com/2023/09/08/best-beaches-in-florida/ https://movingtofloridainformation.com/2023/09/08/best-beaches-in-florida/#respond Fri, 08 Sep 2023 15:59:38 +0000 https://movingtofloridainformation.com/?p=3141 Our Top 10 Picks for Best Beaches in Florida & Travel Spots (in no particular order) Siesta Key Experience a seaside paradise at Siesta Key, the breathtaking barrier island off Sarasota’s coast on the stunning Gulf of Mexico. Whether you’re a couple looking for a romantic getaway or a family in search of endless fun, […]

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Our Top 10 Picks for Best Beaches in Florida & Travel Spots (in no particular order)

Siesta Key Beach Florida

Siesta Key

Experience a seaside paradise at Siesta Key, the breathtaking barrier island off Sarasota’s coast on the stunning Gulf of Mexico. Whether you’re a couple looking for a romantic getaway or a family in search of endless fun, Siesta Beach is the perfect destination for you.

Prepare to be mesmerized by8 miles of pure bliss, as Siesta Beach boasts some of the world’s most beautiful white quartz sand that feels like walking on clouds. Dip your toes into the crystal-clear, turquoise waters and let the worries of the world melt away. And the best part? You won’t have to go far for entertainment or a delicious meal as the beach is conveniently surrounded by dining, shopping, and nightlife options.

But Siesta Key has more to offer beyond its famous Siesta Beach. Explore the captivating Crescent Beach, renowned for its soft sand and breathtaking scenery. While it may get a little busier during peak times like spring break, the beauty of the landscape is truly worth it. Imagine walking hand in hand with your loved one or building sandcastles with your little ones against a backdrop of sugar-white sand and stunning sunsets.

For those seeking a more peaceful setting, look no further than Turtle Beach. This hidden gem offers a quieter ambiance, making it perfect for leisurely strolls, shell collecting, and simply embracing nature’s serenity. With easy parking and fewer crowds, you’ll truly feel like you’ve discovered your own piece of paradise.

So, why wait? Get ready for an unforgettable experience as Siesta Key invites you to delve into a world of sun-soaked adventures, white sand wonders, and pure relaxation. Start planning your getaway and discover why this little slice of heaven has captivated hearts from all over the world.

#siestakey #bestbeachinFL #floridabeaches

St Augustine Beach Florida

St Augustine

With 42 miles of stunning beaches along the majestic Atlantic Ocean, the enchanting destination of St. Augustine offers an array of sandy shores just waiting to be explored. Whether you’re strolling down the vibrant St. George Street, immersing yourself in the rich history of Castillo de San Marcos National Monument, or simply seeking a tranquil getaway, our beaches are the perfect escape.

Anastasia State Park, nestled amidst lush natural beauty, beckons you to lose yourself in its pristine surroundings. Embark on a shelling adventure as you meander along the shore, collecting unique treasures that have washed ashore. Feel the thrill of gliding through crystal-clear waters as you kayak along its tranquil coastline. Nature enthusiasts will delight in the opportunity to spot a variety of bird species in their natural habitat. With so much to discover, Anastasia State Park promises an unforgettable beach experience.

For those traveling with little ones, St. Augustine Beach offers a family-friendly retreat. Let their laughter fill the air as they play in the splash pad, creating memories that will last a lifetime. Feel the warm sand beneath your toes while the gentle waves of the calm waters invite you to take a refreshing dip. St. Augustine Beach ensures that every member of your family has a remarkable beach day.

If you’re craving a bit of adventure, look no further than Vilano Beach, conveniently located just4 miles northeast of downtown St. Augustine. Here, thrill-seekers can try their hand at surfing the rolling waves or embark on a thrilling fishing expedition off the iconic Vilano Beach Pier. As the sun sets in a breathtaking display of hues, indulge in a moment of pure tranquility, feeling a deep sense of contentment wash over you.

In St. Augustine, the possibilities are endless. Venture beyond the beaten path, explore our diverse beaches, and create memories that will last a lifetime. Join us and experience the allure of our beaches first-hand.

#StAugustineBeaches #BeachEscape #UnforgettableMemories #bestfloridabeaches

Clearwater Beach FL

Clearwater Beach

Clearwater Beach is an absolute paradise! This pristine beach is like something out of a postcard, with its soft white sand and crystal-clear turquoise waters. It’s the perfect place to unwind and soak up some much-needed relaxation.

But wait, there’s more! Once you’ve had your fill of sun and sand, there’s a world of activities waiting for you. You can get your blood pumping by joining a game of beach volleyball or take a leisurely stroll or bike ride along the beautiful Beach Walk promenade.

Oh, and if you’re traveling with kids or just have a love for marine life, you won’t want to miss the Clearwater Marine Aquarium. This place is all about rescuing and rehabilitating marine animals, and it’s incredibly inspiring to see their dedication firsthand.

As the day comes to a close, head over to the legendary Pier60 and witness a sunset that will leave you speechless. The pier is illuminated with enchanting lights, creating a magical atmosphere perfect for a romantic evening or a fun night out with friends. And if you’re into fishing, you’ll be delighted to know that the pier is a hotspot for anglers, especially during those peaceful evenings.

So, whether you’re in need of some peaceful me-time or seeking adventures with loved ones, Clearwater Beach has got you covered. Pack your sunscreen and get ready to create unforgettable memories at this coastal haven. See you there!

#clearwaterbeach #clearwaterFL #bestbeachesinFL #floridabeaches

Destin Beach Florida

Destin Beach

Escape to the stunning shores of Destin, where sun-kissed beaches and crystal-clear Gulf waters await. This beloved Florida destination has become a haven for families seeking the perfect beach vacation. With its pristine white sand beaches and abundant sunshine, it’s no wonder people flock here year after year.

What sets Destin apart from other beach destinations is its wide variety of exciting activities for both the young and the young at heart. Adventure parks galore offer thrilling experiences that will leave you with unforgettable memories. From exhilarating water sports like jet skiing and parasailing to exploring vibrant marine life on a snorkeling or diving adventure, there’s no shortage of things to do and discover in Destin.

If relaxation and tranquility are more your style, Destin has you covered too. Picture yourself unwinding on the soft sands of June White Decker Park or the scenic Crystal Beach, nestled near the town’s charming resorts and vacation rentals. However, for a truly serene and untouched experience, venture to the breathtaking Henderson Beach State Park. Its unique Appalachian quartz sands and tranquil atmosphere create a slice of paradise where you can let your worries melt away.

But Destin’s appeal doesn’t stop at its stunning beaches. Nature enthusiasts will delight in the chance to spot dolphins playing in the sparkling waters, while sea turtles gracefully swim by. This coastal haven is teeming with fascinating creatures, adding an extra layer of wonder to your beach adventures.

It’s important to note that summer brings with it peak temperatures, higher visitor volumes, and increased room rates. So plan your trip accordingly and make the most of this incredible destination.

Whether you’re seeking thrilling adventures or peaceful beachside relaxation, Destin has it all. Experience the allure of this coastal gem, where every moment feels like a dream come true.

#destinFl #Floridabeaches #topbeachesinFL

Fort Walton Beach

Fort Walton Beach

Escape to the idyllic shores of Fort Walton Beach, nestled on the serene Gulf Coast. With its laid-back ambiance, this coastal gem offers a perfect blend of relaxation and adventure. Immerse yourself in the breathtaking beauty of our pristine beaches, where powdery white sand meets crystal-clear turquoise waters.

Ready to reel in some unforgettable memories? Embark on an unforgettable deep-sea fishing expedition and experience the thrill of catching your own dinner. Our rich waters teem with a variety of fish, making it a paradise for fishing enthusiasts of all levels.

Calling all golf aficionados! Fort Walton Beach boasts a range of world-class golf courses surrounded by picturesque landscapes. Tee off amidst lush green fairways and enjoy the gentle coastal breeze as you refine your swing. Whether you’re a seasoned pro or a beginner, these courses are sure to challenge and delight.

For a fun-filled family outing, explore our fascinating attractions. Dive into an underwater world at the Gulfarium Marine Adventure Park, where you can frolic with dolphins, sea lions, and other incredible marine animals. Gear up for a heart-pounding adventure at Wild Willy’s Adventure Zone, brimming with exhilarating rides, mini-golf, and more.

When it’s time for some downtime, Okaloosa Island beckons with its uncrowded shores and laid-back vibes. Stroll along the pristine beaches, take a rejuvenating dip in the shimmering waters, or simply bask in the glorious Florida sun. As dusk paints the sky with vibrant hues, indulge in a captivating sunset view and let tranquility wash over you.

Capture the essence of true relaxation at John Beasley Park, a hidden oasis on Okaloosa Island. Sink your toes into the velvety sand, savor a leisurely picnic amidst lush greenery, or unwind in the shade of swaying palm trees. Here, time stands still as you recharge and connect with nature.

Whether you’re seeking adventure, family fun, or a peaceful retreat, Fort Walton Beach has it all. Discover the magic of this coastal haven and create lifelong memories that will leave you yearning to return.

#ftwaltonbeach #bestbeachesinFL #topbeachesinFl #movetoFtWaltonFL #fortwaltonbeach

Palm Beach Florida, Best Beaches in Florida

Palm Beach

Paradise found! Palm Beach, where my dreams come true and my worries melt away. Picture-perfect beaches, exclusive boutiques, and a touch of glamour that sets this place apart.

Strolling along the iconic Worth Avenue, I’m in awe of the luxurious shops that line the palm tree-lined streets. From high-end fashion to exquisite jewelry, it’s a window shopper’s haven and a shopaholic’s delight. I can’t help but imagine myself indulging in the latest trends, feeling like a true fashion icon.

But Palm Beach isn’t just about the glitz and glam. It’s also home to some of the finest golf courses around. Teeing off against the backdrop of pristine greens surrounded by lush tropical landscapes, I feel a surge of excitement and the desire to perfect my swing. Each swing, each hole, is an immersive experience that transcends the game itself.

When I need a break from shopping or golfing, I find solace in the powdery white sands of the Municipal Beach. The sun’s warm embrace and the gentle sound of waves crashing against the shore create a tranquil ambiance. I lose track of time as I soak up the sun, cool off with a refreshing dip, and immerse myself in the beach vibes that this haven has to offer.

For a touch of adventure, I head to Phipps Ocean Park. With its captivating natural beauty, it’s a haven for outdoor enthusiasts like me. Shelling along the shore uncovers a treasure trove of vibrant seashells, while snorkeling reveals an underwater world teeming with colorful marine life. It’s an escape into nature that rejuvenates the soul and leaves lasting memories.

In Palm Beach, indulgence is the name of the game. From the stunning architecture of Gilded Age mansions to the captivating art galleries showcasing works by renowned artists, there’s always something extraordinary waiting to be discovered. The blend of opulence and artistic expression creates an atmosphere that is truly captivating.

So, whether you’re seeking relaxation, adventure, or a taste of the high life, Palm Beach is an alluring destination that caters to every traveler’s desires.

#palmbeachFL #bestfloridabeaches #floridabeaches #palmbeach

Delray Beach FL

Delray Beach

 Discover Delray Beach, Florida’s charming “Village by the Sea”! Immerse yourself in the perfect blend of small-town charm and big-city entertainment that this hidden gem has to offer.

Escape to nature’s tranquility at the picturesque Wakodahatchee Wetlands, where breathtaking wildlife and lush surroundings will enchant your senses. For a taste of culture, explore the Morikami Museum and Japanese Gardens, where serene beauty meets fascinating exhibits.

Of course, no visit to Delray Beach is complete without experiencing its stunning shoreline. Delray Municipal Beach, nestled amidst a variety of shops and eateries, invites you to indulge in thrilling water activities like snorkeling or paddle boarding, providing endless fun in the sun. For those seeking a more secluded beach experience, venture to Atlantic Dunes Park, where you can relax and unwind amidst a serene natural backdrop.

But that’s not all! Delray Beach’s vibrant Atlantic Avenue beckons you to explore its charming streets. Lined with swaying palm trees, this lively thoroughfare offers upscale shopping, delectable dining, and an array of exciting nightlife options that will keep you entertained well into the evening.

Are you ready to experience the alluring allure of Delray Beach? Pack your bags, soak up the sun, and get ready for a truly unforgettable getaway in this captivating Florida destination.

#DelrayBeach #Florida #Adventureawaits #bestFLbeaches

Boca Raton Florida Beach

Boca Raton

 Get ready to dive into the ultimate beach getaway! If you’re a fan of sun-kissed shores, clear blue waters, and a laid-back coastal vibe, then Boca Raton is your dream destination. Situated between West Palm Beach and Miami, this charming city is blessed with a stunning coastline that stretches for2 miles, offering plenty of room to relax and unwind.

When it comes to beaches, Boca Raton has it all. Whether you’re into swimming, snorkeling, fishing, or simply soaking up the sun, you’ll find the perfect spot to indulge in your beach cravings. South Inlet Park is a hidden gem, known for its peaceful ambiance and plentiful fishing opportunities. Picture yourself casting your line into the sparkling waters, basking in the solitude of this rarely crowded beach.

For adventure seekers and nature enthusiasts, a trip to Red Reef Park is a must. Spanning nearly40 acres, this beach paradise not only offers fantastic swimming and snorkeling conditions, but also serves as a hub for surf fishing. As you explore the underwater world, you’ll discover a vibrant marine ecosystem teeming with colorful fish and coral reefs. And while you’re there, make sure to pay a visit to the renowned Gumbo Limbo Nature Center, which hosts exciting sea turtle walks and hatchling release programs.

We understand that our furry friends are part of the family too! That’s why Boca Raton has thoughtfully provided a special treat for dog lovers. Spanish River Park’s Bark Beach is the only dog-friendly beach in town. Bring your loyal companion along for a memorable day of frolicking in the sand and splashing in the waves. It’s pure happiness for both dog and owner!

So, pack your beach essentials, sunscreen, and a sense of adventure, and get ready to experience the best of Boca Raton’s beach scene. Unwind, recharge, and indulge in some well-deserved relaxation as you discover the coastal paradise that awaits you. Don’t miss out on this extraordinary beach getaway! 

#bocaraton #bocaratonbeach #floridagetaway #movingtobocaraton #floridabeaches

Bahia Honda Beach, Florid Keys

Bahia Honda

Discover a hidden gem tucked away between the Atlantic Ocean and the Gulf of Mexico – Bahia Honda beach park! With its pristine sand and crystal-clear waters, this524-acre paradise is a must-visit destination on your road trip from Miami to Key West. Whether you’re seeking solitude or a lively atmosphere, Bahia Honda offers a variety of beach spots to suit your preference. Don’t miss out on exciting activities like fishing, kayaking, and snorkeling during your visit. And while you’re enjoying the sun and surf, take a moment to admire the impressive elevated overseas railroad section, a fascinating piece of history. Create lasting memories at Bahia Honda – a true coastal paradise!

#BahiaHonda #FloridaKeys #BeachLife #floridabeaches

Naples Florida Beach

Naples Beach

With its stunning Gulf Coast location, Naples is not only renowned for its world-class golf courses but is also home to some of the most picturesque beaches in the Sunshine State.

There’s something about the tranquil waves gently kissing the shore that instantly relaxes the soul. The powdery soft, white sand stretches out for an impressive30 miles, inviting you to sink your toes in and let all your worries melt away.

One of the best things about Naples’ beaches is that they are just as delightful in any season. The warm and sunny weather graces this coastal gem throughout the year, beckoning you to soak up the vitamin sea and bask in the tropical vibes.

But it’s not just about lounging lazily under the sun. Naples offers a wide range of activities for every beach lover. If you’re a shell enthusiast, you’ll be in paradise as you comb the shores for unique treasures. For those seeking a little adventure, hop on a kayak and explore the picturesque waterways, or cast your line off the iconic Naples Pier and try your luck at reeling in a big catch.

And when you feel like taking a break from the sand and surf, Naples has so much more to offer. Immerse yourself in the vibrant arts scene as you visit the numerous art galleries and theaters scattered throughout the city. Explore the rich history and culture at the Naples Historical Society or take a stroll through the lush Naples Botanical Garden, where the beauty of nature will leave you speechless.

Whether you’re a beach enthusiast, a nature lover, or a culture aficionado, Naples is the perfect destination to satisfy your vacation desires. So pack your beach essentials, grab your favorite book, and get ready to create unforgettable memories in this slice of paradise.

#naplesFL #naplesbeasch #visitnaples #bestbeaches #floridabeaches

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Moving To Florida Tips https://movingtofloridainformation.com/2023/09/04/moving-to-florida-tips/ https://movingtofloridainformation.com/2023/09/04/moving-to-florida-tips/#respond Mon, 04 Sep 2023 19:57:44 +0000 https://movingtofloridainformation.com/?p=2865 Attention all soon-to-be Floridians! Are you ready to embark on an exciting new chapter in the Sunshine State? Well, buckle up because I’ve got some invaluable tips to make your move to Florida as smooth as possible! First things first, it’s time to declutter and downsize. Yup, that means tackling those closets, basements, and attics […]

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Attention all soon-to-be Floridians!

Are you ready to embark on an exciting new chapter in the Sunshine State? Well, buckle up because I’ve got some invaluable tips to make your move to Florida as smooth as possible!

First things first, it’s time to declutter and downsize. Yup, that means tackling those closets, basements, and attics that have been hiding all your forgotten treasures. Take this opportunity to sort through your belongings and decide what to keep, donate, or sell. Trust me, you’ll thank me later when you realize how much lighter your load is.

Next up, don’t procrastinate! Starting early is key, my friend. Give yourself ample time to pack thoughtfully and carefully. It’s not a race, so take it slow and steady. This will help you avoid any last-minute panic or hasty decisions. Plus, you’ll have more time to enjoy those farewell parties with your loved ones.

Now, let’s talk about packing like a pro. One word: labeling. Don’t just throw everything in boxes willy-nilly. Be organized and label each box with specific details about its contents. Trust me, when you’re exhausted from unpacking, you’ll be grateful for those labels that save you from rummaging through every single box to find your favorite coffee mug.

Lastly, tackling the packing process can seem overwhelming, so break it down into manageable chunks by focusing on one room at a time. Start with the rooms you use the least or those filled with non-essential items. Gradually make your way towards the more frequently used areas. This method not only keeps your stress levels in check but also allows for a more systematic unpacking process once you arrive at your new Florida home.

So, my fellow adventurers, save these tips and refer back to them when you’re ready to embark on your journey to the land of endless summers, stunning beaches, and breathtaking sunsets. Trust me, with a little planning and preparation, your move to Florida will be one for the books!

Let the countdown begin for your move to Florida!

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Moving To Florida Guide https://movingtofloridainformation.com/2023/08/21/moving-to-florida-guide/ https://movingtofloridainformation.com/2023/08/21/moving-to-florida-guide/#respond Mon, 21 Aug 2023 21:01:11 +0000 https://movingtofloridainformation.com/?p=2841 Moving To Florida Guide To Help Make Your Move Simpler Moving to Florida was such an exciting chapter in my life, and you won’t believe all the incredible perks that come with living in the Sunshine State! From breathtaking beaches to world-renowned attractions, Florida offers endless possibilities for adventure and relaxation. Whether you’re a nature […]

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Moving To Florida Guide To Help Make Your Move Simpler

Moving to Florida was such an exciting chapter in my life, and you won’t believe all the incredible perks that come with living in the Sunshine State!

From breathtaking beaches to world-renowned attractions, Florida offers endless possibilities for adventure and relaxation. Whether you’re a nature lover, a thrill-seeker, or a history enthusiast, this state has something for everyone.

One of the first steps I took to make Florida my new home was establishing residency in this vibrant state. Not only does it allow me to get a shiny new driver’s license and register my vehicles, but being a resident also comes with extra benefits like exclusive access to certain parks and in-state tuition at colleges and universities.

Becoming a resident in Florida can be accomplished through various means, such as renting or buying a house or apartment, being employed locally, registering to vote, owning a business, or having children enrolled in a primary or secondary school in the state. Every little action that solidifies your presence here contributes to establishing you as a permanent resident.

For tax and legal purposes, spending more than183 days or 6 months out of a 12-month period in Florida is generally considered a benchmark for residency.

Florida is not just a place to call home; it’s a year-round playground for incredible adventures! Florida offers a vibrant mix of pro sports, amusement parks, picturesque beaches, and breathtaking natural beauty to indulge in. From exploring the iconic Kennedy Space Center to immersing yourself in the magic of Disney World and the seemingly never ending thrills of Universal Studios, there’s never a dull moment for kids and the young at heart. Trust me, the smiles and memories made here are unmatched!

Being blessed with diverse climates, Florida treats its residents to hot and humid summers and delightfully mild winters. So, whether you love basking under the sun or prefer a more temperate climate, this state has you covered.

Now, moving to a new state may seem overwhelming, but worry not! I’ve got you covered with this list of services links page. Think of it as a Moving To Florida Guide to help you through essential steps like obtaining a driver’s license, registering your car, enrolling your child in school (or homeschooling!), registering to vote- we have all these important steps covered! Just click here

Looking To Find A Place To Call Home? Start Here

Want to know how much home you can afford? Click Here

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6 Reasons To Move To Florida https://movingtofloridainformation.com/2023/08/08/top-reasons-to-move-to-florida/ https://movingtofloridainformation.com/2023/08/08/top-reasons-to-move-to-florida/#respond Tue, 08 Aug 2023 21:14:12 +0000 https://demo07.houzez.co/?p=637 Let me share some incredible reasons with you!⁣⁣⁣⁣⁣ Mesmerizing Weather: Get ready to bask in the warm sunshine all year long! Florida’s tropical climate offers endless opportunities for outdoor adventures and a relaxed lifestyle. ⁣⁣⁣⁣⁣ Stunning Beaches: With over1,300 miles of coastline, Florida is a beach lover’s paradise. From the pristine white sands of Clearwater […]

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Let me share some incredible reasons with you!⁣⁣⁣⁣⁣

1️⃣ Mesmerizing Weather: Get ready to bask in the warm sunshine all year long! Florida’s tropical climate offers endless opportunities for outdoor adventures and a relaxed lifestyle. ⁣⁣⁣⁣⁣

2️⃣ Stunning Beaches: With over1,300 miles of coastline, Florida is a beach lover’s paradise. From the pristine white sands of Clearwater Beach to the vibrant atmosphere of Miami Beach, you’ll have a beach destination for every mood.

Florida Beaches

3️⃣ Vibrant Culture: Florida is a melting pot of diverse cultures, making it a hub for art, music, and delicious cuisine. From the colorful streets of Key West to the trendy districts of Orlando, you’ll never run out of places to explore and indulge your senses. ⁣⁣⁣⁣⁣

4️⃣ Thrilling Theme Parks: Florida is home to some of the world’s most renowned theme parks, like Disney World, Universal Studios, and Busch Gardens. Embark on adventures with your favorite characters, experience exhilarating rides, and create memories that will last a lifetime! ⁣⁣⁣⁣⁣

5️⃣ Outdoor Extravaganza: Nature enthusiasts will be spoiled for choice in Florida! Discover the glimmering Everglades, go kayaking in crystal-clear springs, or spot wildlife at the numerous state parks. The opportunities for outdoor activities are endless!

6️⃣ City Vibrance: Whether you’re a fan of Miami’s vibrant nightlife or the laid-back charm of St. Augustine, Florida has cities that cater to every taste. Enjoy buzzing entertainment districts, world-class shopping, and a thriving food scene that will satisfy any craving.

Miami Florida

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Let’s Talk About Mortgage Rates https://movingtofloridainformation.com/2023/08/05/best-mortgage-rates/ https://movingtofloridainformation.com/2023/08/05/best-mortgage-rates/#respond Sat, 05 Aug 2023 17:00:00 +0000 https://demo07.houzez.co/?p=631 Considering buying a home when moving here to Florida? Let’s talk about the impact of interest rates on your home-buying journey. You may be hesitating, thinking back to the low rate you had on your previous purchase. Yeah, it was pretty sweet. But guess what? The current rates might be a touch higher. Now, hold […]

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Considering buying a home when moving here to Florida? Let’s talk about the impact of interest rates on your home-buying journey.

You may be hesitating, thinking back to the low rate you had on your previous purchase. Yeah, it was pretty sweet. But guess what? The current rates might be a touch higher.

Now, hold on a sec. I want you to pause and think about this. It’s not just about the rates; it’s about what’s best for YOUR lifestyle right now. Are you itching to relocate for a career opportunity? Or do you feel like your current home is nothing more than a pair of tight shoes, cramping your style? If you nodded to any of these, my friend, it might be time to take action and make some adjustments.

So here’s the deal. Don’t get too caught up in the initial interest rate jump. It’s not the end of the world, promise. There’s always the option to refinance when rates come back down. After all, life is all about flexibility!

Now, I get it. Making big financial decisions can be nerve-wracking, and you might be weighing the pros and cons. Take a deep breath, my friend, because I’m here to help you navigate through it all. Let’s chat about your options and figure out the best path for you.

Remember, your home-buying journey is unique, and it’s okay to have questions and doubts along the way. But don’t let those distract you from the bigger picture – finding a place where you can create beautiful memories and build your future.

So reach out to me, and together, we’ll make your home-buying dreams a reality!

Leo Namiot
Mortgage Lender Since 2003
www.LeoLends.com
904-712-1500
NMLS#89769
Equal Housing Lender
Florida Mortgage Pre-approval
Florida Mortgage Lender, Get Preapproved today

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Grilling Safety Tips https://movingtofloridainformation.com/2023/07/01/safety-tips-when-grilling-on-the-bbq/ https://movingtofloridainformation.com/2023/07/01/safety-tips-when-grilling-on-the-bbq/#respond Sat, 01 Jul 2023 04:00:00 +0000 https://demo07.houzez.co/?p=633 🔥 Grill with Confidence: Essential Grilling Safety Tips 🔥 Hey, grill masters! With the sizzle of summer filling the air, when it’s time to fire up those grills and unleash the culinary genius within you. Be sure that before you transform into a grilling legend, let’s take a moment to ensure your grilling adventures are […]

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🔥 Grill with Confidence: Essential Grilling Safety Tips 🔥

Hey, grill masters! With the sizzle of summer filling the air, when it’s time to fire up those grills and unleash the culinary genius within you. Be sure that before you transform into a grilling legend, let’s take a moment to ensure your grilling adventures are safe and accident-free. Here are some key grilling safety tips to keep in mind:

1⃣ Location, Location, Location: Always choose a well-ventilated area for your grill, preferably outdoors and away from flammable materials. Safety first, folks!

2⃣ Clean ‘n’ Mean: Before firing up the grill, make sure you give it a thorough cleaning. Grease buildup can be a fire hazard, so scrub off those remnants of past BBQ feasts!

3⃣ Check for Leaks: Safety should never be compromised, so inspect your gas grill for any leaks. A simple soap-and-water solution should reveal any pesky bubbles that may indicate a leak. Remember, your safety valve lies in your hands!

4⃣ Keep the Kiddos Safe: If you’re grilling around little ones, create a child-free zone around the grill to avoid any curious fingers getting too close to the heat. A designated adult on “grill watch” duty is always a great idea!

5⃣ Flame Containment Matters: While grilling, keep a fire extinguisher nearby – just in case. We hope you never have to use it, but it’s better to be prepared for any unexpected flare-ups.

6⃣ Tools of the Trade: Use long-handled grilling utensils and heat-resistant oven mitts to minimize the risk of burns. Make sure you’re properly equipped to handle the heat!

7⃣ Don’t Play Dress-Up with Your Grill: Loose clothing and dangling accessories can easily become danger magnets near open flames. Opt for grilling attire that fits well and keeps you safe.

8⃣ Patience is a Virtue: Resist the temptation to rush through the grilling process. Maintain a safe distance and keep a watchful eye on your grill.

BBQ safety

Savor every grilled masterpiece, knowing that we’ve taken every precaution to ensure a safe and delicious meal. Happy grilling to all the grill masters out there!

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